How Importance of Having Health Insurance
"I was never sick during this and I am in good health. Then why do I have to have health insurance? "
Many people who think so and maybe you are one who thinks so. But has it ever crossed in front of you, what would happen if the disease and disaster came suddenly that causes us to be treated in the hospital?
Maybe you should pay the costs of expensive treatments until your savings drained away, and of course a situation like this is not a situation you expect to happen.
Rather, it will be helpful, if you already have an insurance policy that can help you in paying the cost of hospital care? Perhaps more so for you as well for some people now that the costs of health care is increasingly creeping up and the more expensive of course.
Buy medicine, pay the doctor, and pay for inpatient care is some examples of fees that you pay when you or your family member is ill.
How lucky if you work at a company or government agency that already has an insurance program. So minimal, partly due to the risk of health problems can be helped by having the program.
In the United States alone there are two types of health insurance is insurance of individuals and groups. Insurance is usually addressed individually for themselves personally or for a family, while if a group such as those found on the companies that have provided health coverage to their employees.
Insurance premiums must be paid for a single individual was relatively higher than premiums for group or collective. Why so?
Because your group, then the number of participants or those who participate more, so the risk of insurance claims can be in the flat by the whole person in the group. And if the number of groups or members within a single institution or company higher, the premiums that must be in pay will actually decrease.
But what if your company has not provided a facility such as insurance?
We recommend that you do not hesitate and start making plans to buy an insurance policy. Because by buying an insurance policy, then the amount of medical expenses for you and your family will be relatively more stable.
